Introductory Rate Loan Calculator
If you are planning to take a home loan for your desired property, then an introductory rate home loan might be a good option for you. Introductory rate home loans charge a lower interest rate on your mortgage than the original rate for a certain period. You can save a lot of money through this option.
To find out how much exactly you can save, use the Xin Mortgage’s Introductory Rate Loan Calculator. Our calculator helps you work out your interest payable and the money that you save on an introductory rate home loan.
If you have plans to apply for an introductory rate home loan, the Introductory Rate Loan Calculator can give you an idea about your decision.This calculator is easy to use and simple to understand. Furthermore, it is also very time efficient.
Steps to use an Introductory Rate Loan Calculator
Using Introductory Rate Loan Calculator is similar to other mortgage calculators. Once you enter your details as mentioned, it will show you the interest payment you can save on an introductory rate home loan.
Enter the following details to calculate your estimated interest payable and the interest repayments saved.:
Loan Amount: Loan Amount means the amount that you intend to borrow on an introductory rate home loan.
Loan Term: Loan Term is the time duration within which you plan to repay your mortgage.
Repayment Frequency: Repayment Frequency is the interval of repayments which is monthly, fortnightly or weekly, determined by the mortgage provider.
Introductory Term: The initial period until which the lower interest rate is applied.
Introductory Rate: The initial interest rate on your loan, which is lower than your original rate.
Variable Interest Rate: The original interest rate applied after the introductory term.
This calculator shows your introductory term repayment as well as the variable term repayment. By using this analysis you can get an indication of the benefits of this loan plan You can also analyze the results through a Loan Balance Chart for a broader understanding.
Note: Check the “Assumption” to understand the conditions that have been considered.
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