Home Loan Offset Calculator

Xin’s Home Loan Offset Calculator helps you work out the revised loan payments if you take the benefits of having an offset account. An offset account enables you to reduce the interest payments on your mortgage by linking it to the credit present in the account.

By using this calculator you can figure out how much time and interest payments you can save by using an offset account. The calculator helps you to determine the revised time on your loan term as well. Make a decision that secures your financial future by analyzing carefully.

Why should you use a Home Loan Offset Calculator?

A Home Loan Offset Calculator is very handy if you have taken an offset mortgage. It shows the exact repayments as well as benefits of your offset account. Even if you are new to offset mortgages, you can take a lot of benefits from this calculator.

This calculator helps you analyze whether a home loan offset mortgage suits your financial situation or not. So, if you are wondering whether an offset mortgage suits your finances or not, the calculator will show you precisely what you need to know.

How to use this calculator?

Using the Home Loan Offset Calculator is just a matter of a few simple steps. There are certain variables that you need to enter to calculate the monthly repayments and interest saved.

Offset Account Balance: Enter the credit that you have maintained in your offset account. Higher credit in offset accounts means more money and time saved so it is better to maintain a higher balance.

Enter all the details of your loan plan, and the results will be displayed.

The results of the calculator will show your monthly repayments, interest saved and time saved if you use the credit in your offset account.

Contact us

Would you like to schedule a call with us at your most convenient time?
Please click here for a call back!

XIN Mortgage secures the ideal loan tailored to your preferences while providing you with lifetime customer service aided by our latest technology, all while rewarding you with a share of our trail commission.

We make your home loan rewarding.

XIN Wealth is committed to helping you achieve financial freedom, designing personalised plans that help accelerate your wealth creation and wealth protection. And we’re with you all the way.

Your financial freedom is our priority.

Contact us

Suite 1201, 83 Mount Street
North Sydney NSW 2060 , Australia
Phone: 1800 896 817
Fax: 02 8904 0437
2022 © All Rights Reserved.
XIN Mortgage Pty Ltd ABN 52 603 640 786 is a Credit Representative of Vow Financial Pty Ltd ABN 66 138 789 161, Australian Credit Licence 390261, Level 11, 1 Chifley Square, Sydney NSW 2000.